Chase IHG One Rewards Business Premier card ups its welcome bonus—Should you apply?

Chase announced new welcome bonuses for its IHG One Rewards Premier Business Credit Card. New cardholders can earn 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening. for a limited time.

Here’s what you need to know about the limited-time offer and other card features to determine whether you should apply.

New IHG One Rewards Business Premier card welcome offer details

Starting today, new cardholders who apply for the IHG One Rewards Premier Business Credit Card can earn an elevated welcome bonus when they meet a minimum spending threshold: 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.

For context, the card previously offered 140,000 bonus points. Free nights with IHG start at 10,000 points—or 5,000 points if you book with a mix of rewards and cash—but more upscale hotels and resorts can cost up to 70,000 points per night. To learn more about IHG One Rewards check out our program guide.

Other card benefits

While a welcome offer can be a good incentive to apply for a card you’ve had your eye on, it’s crucial to consider the card’s potential long-term value to determine whether it’s the right fit for you. Here’s what else you can expect from the card.

IHG One Rewards Premier Business Credit Card

Intro bonus

Limited time offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.

Annual fee	$99
Regular APR	21.49%–28.49% variable

For more details, check out our IHG One Rewards Premier Business Card review.

The limited-time offer from Chase and IHG is impressive, but the tiered spending requirement to get the bonus is higher. If you prefer IHG hotels when you travel, or you’re looking to get a hotel credit card with a wide range of hotels and resorts—IHG has more than 6,000 properties, ranging from budget to luxury brands, around the world—then it could make sense to apply for an IHG One Rewards credit card while the welcome bonus is elevated. The fourth night free benefit alone could make the cards worth it if you have an award stay coming up. 

Should you apply?

Consider both your spending and travel habits and evaluate the card’s benefits and annual fees to determine if it will give you value over time. Also make sure the card makes sense for your business. If a personal card is a better fit, consider the IHG One Rewards Premier Card instead. Or if you want your business rewards to be more general purpose, check out our list of the best business cards to find something that might be a better fit.

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